Overview
Welcome to the future of digital banking with Jonosha One, the innovative neo-banking platform designed to revolutionize your financial management. Integrated seamlessly with Jonosha Assist, our powerful co-pilot for life and business, Jonosha One offers users intuitive and secure access to both checking and savings accounts on-the-go. Experience the pinnacle of convenience and control, as you manage your funds, track your spending, and grow your savings with just a few taps on your device. Whether you’re paying bills, transferring money, or setting aside funds for a rainy day, Jonosha One is committed to providing a top-tier banking experience that’s tailored to your modern lifestyle. Take charge of your financial well-being with Jonosha One – where smart banking meets simplicity.
What We Provide
Overdraft Protection
Optional overdraft protection services to avoid fees and manage unexpected expenses.
Competitive Interest Rates
High-performing savings accounts to maximize returns on deposits.
Financial Education
Resources and learning modules to help users improve their financial literacy.
We implement state-of-the-art encryption protocols, multi-factor authentication, and continuous fraud monitoring to ensure your data and funds are always secure
There are no hidden fees. We offer free account opening, no minimum balance requirements, and you get a certain number of free ATM withdrawals each month. Please check our fee schedule for specific services that may carry additional charges.
Your deposits are insured up to the standard limit by the relevant deposit insurance scheme (e.g., FDIC in the United States), which is usually $250,000 per depositor.
Absolutely! Our neo-banking platform supports international transactions, and you can use your debit card worldwide. Foreign transaction fees are minimal, and we provide competitive exchange rates.
You can deposit checks using our mobile app through the remote deposit feature or deposit cash at partnered ATMs and retail locations that support this function.
If you lose your card or suspect fraud, you can instantly freeze the card within the app and contact our customer service, available 24/7, to report your concerns and request a replacement card.
Transferring money is simple and quick. You can link external accounts for easy transfers, use peer-to-peer payment options, or utilize payment apps integrated with our platform.
We offer dedicated customer support via live chat, email, and phone, ensuring that you can reach us through the channel you’re most comfortable with, at any time of the day.
Our app includes user-friendly budgeting tools that allow you to set goals, track expenses, and manage your finances effectively. Additionally, some accounts offer access to financial advisory services.
Yes, we provide competitive interest rates on savings accounts. The rates are variable and may change according to market conditions, but we strive to offer above-average returns compared to traditional banks.